Financial

When Work Doesn’t Pay

When Work Doesn’t Pay

In the modern family, most households are surviving on two incomes.  Many of us believe that both incomes are absolutely essential if we're going to make...

The Return of Layaway

The Return of Layaway

Way back in the days before credit cards, if you didn't have the money to buy something, you could put it on layaway. With diligent payments,...

Avoiding New Debit Card Fees

Avoiding New Debit Card Fees

Banks are adding insult to injury by introducing new fees for using debit cards.  It's not enough that in recent months new fees for checking accounts...

Bankruptcy as a Freedom Tool

Bankruptcy as a Freedom Tool

Bankruptcy has often been considered to be the ultimate shame and crowning mark of failure. Yet for millions of people out of their financial depth, bankruptcy...

Disability on Life Support

Disability on Life Support

Though anyone who can do simple math should have seen it coming decades ago, both the media and many in Washington are wringing their hands as...

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