Your pocketbook is set to get a lot leaner on January 1. While Congress and the President stay busy electioneering, a whole set of tax cuts, tax breaks, and exemptions are set to expire. Forget about tax cuts for the ...
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How “Zombie” Bank Accounts Can Ruin Your Credit
Even after you close your bank account, it can ruin your credit. Accounts at certain banks have a way of coming back to life and dinging you with overdraft fees, late charges, and penalties. The resulting negative balances get turned ...
Read More »Consumers Lower Debt Levels Despite Government Stimulus
The government wants Americans to spend, spend, spend – but the average consumer is over it. Instead of doing what the government wants, millions of consumers are doing what’s best for their own lives: they’re taking a hard look ...
Read More »Student Loan Debt Eats Away At Social Security
Student loan debt is a big problem for students today – and chances are it’s going to be a problem for them for the rest of their lives. The issue isn’t just how much the average student owes right now ...
Read More »The Ramifications of a Modern Gold Standard
Republicans got the financial analysts of the world all worked up over one of their platform proposals – a return to the gold standard. It’s a proposal that has been championed by Ron Paul for decades, but the last time ...
Read More »Break The Brainwashing of Perceived Obsolescence
The economy thrives on people buying things they don’t need. Why would anyone waste money like that? It’s not because we’re natural idiots – we’ve been programmed to think that we need the newest, latest, and greatest things around us, ...
Read More »The Libor Scandal Unmasked
Over the past few years, the dishonesty and perfidy of the international banking industry have been exposed for all to see. This, of course, has not been enough to convince the governments of the world to blow up the existing ...
Read More »Products Made to Fail and Break
They just don’t make things like they used to – intentionally! If products lasted for years, then we wouldn’t have to replace them and manufacturers wouldn’t make as much money. Thus, starting in the 1950s and 1960s, manufacturers consciously decided ...
Read More »Settle Your Own Credit Card Debt
Overview No matter how you look at it, credit card debt is serious and it keeps getting more serious. You do not open your credit card bill every month to discover that your interest rate has magically lowered; you are ...
Read More »Stop Overspending With The 30-Day List
Even with a great budget, chances are you’re still overspending. Why? Like millions of other consumers, you’re having a hard time separating real needs and deep desires from your passing wants and impulses. Marketing culture makes big bucks in this ...
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