Privacy   |    Financial   |    Current Events   |    Self Defense   |    Miscellaneous   |    Letters To Editor   |    About Off The Grid News   |    Off The Grid Videos   |    Weekly Radio Show

Sticker Shock: Obamacare Doubling Many Americans’ Health Insurance Rates

Obamacare sticker shock

Image source:

The implementation of Obamacare will significantly increase health insurance premiums for many Americans, often doubling what they paid in the past.

To make matters worse, some individuals are reporting significant increases in copays and even cuts in service. Worst of all, there seems to be no logic or pattern to the increases. Some examples of what’s happening include:

  • Amy and Andy Mangionne of Louisville, Kentucky, reported that their health insurance rates would increase by 24 percent – even with subsidies. Their copay would increase from $125 per doctor’s visit to $350 per visit.
  • George Pitts of Albuquerque, New Mexico, saw his health insurance health premium rise from $139.63 to $431 a month. “I looked at the numbers and said that there’s no way I could afford this,” Pitts told a TV reporter. Pitts’ insurance company told the TV station that the cost was because of added expenses due to Obamacare
  • Obamacare will increase the price of premiums for 99 percent of men and 62 percent of women, according to Forbes magazine writer Avik Roy. Roy based his claims on a study of data from the Department of Health and Human Services done by the Manhattan Institute.

Subsidies are part of the law, but they apparently don’t make up the difference for the majority of Americans.

“Most people will not receive enough in subsidies to counteract the degree to which Obamacare drives premiums upward,” Avik Roy wrote. He further said that “middle-class Americans face the double-whammy of higher insurance premiums, and higher taxes to pay for other people’s subsidies.”

The data seems to contradict a statement made by President Obama in 2012: “You should know that once we have fully implemented, you’re going to be able to buy insurance through a pool so that you can get the same good rates as a group that if you’re an employee at a big company you can get right now — which means your premiums will go down.”

Price Increases Vary Widely from State to State

Obamacare’s effect on health insurance prices varies widely from state to state, Roy noted. The Manhattan Institute’s research indicates that premiums will rise in some states and fall in others. To make matters worse, the effects are different for men and people of different ages.

Learn How to Save Thousands of Dollars on State-of-the-Art Treatment Abroad

Some of the findings include:

  • The average health insurance premium for a 27-year-old man in Virginia will rise by 67 percent under Obamacare. Meanwhile, the health insurance premium for a 64-year-old man in Virginia will fall by 19 percent.
  • Health insurance premiums for all women in Virginia will rise. A 27-year-old woman in the state will see her premium increase by 21 percent, a 40-year-old woman by 7 percent and a 64-year-old woman by 3 percent.
  • One of the few states that will see a decrease in premium costs is Colorado. The average health insurance premium for a 27-year-old man in the state will fall by 36 percent from $272 a month to $173 a month. The average premium for a 40-year-old will fall by 34 percent a month from $322 to $212 a month and the premium for a 64-year-old will fall by 33 percent a month (from $746 to $498).
  • The biggest sticker shock is in New Mexico. A 27-year-old man in that state will see his average premium rise by a staggering 146 percent, from $70 to $172 a month. A 40-year-old New Mexico man will see his premium rise by 94 percent, from $108 to $210 a month and a 64-year old man will see his premium rise by an astounding 159 percent, from $191 to $494 a month. Women also don’t get any break in the state. A 27-year-old lady will see her average premium go from $74 to $172 a month — a 132 percent increase — and a 40-year-old woman will see an increase of 80 percent, from $113 to $210 a month. A 64-year-old woman will get hit with an increase of 160 percent, from $190 to $494 a month.

A map from the Manhattan Institute and Forbes  breaks the effects of Obamacare on individual health insurance policies down by state. Unfortunately, information for only a few states is available, but it appears that in most states rates will increase.

The new law has forced unwanted changes nationwide. As previously reported by Off The Grid News, hundreds of thousands of New Jersey residents recently received letters informing them that their health insurance plan would not exist after the first of the year. Why? Because their current plants don’t cover all the benefits mandated by Obamacare.

Obamacare Survival

© Copyright Off The Grid News


  1. Is there anything that the Federal Government can do effectively AND efficiently?? There are several things they can effectively accomplish but not efficiently.

  2. For all the people out there that have common sense and voted not for this jerk, I feel really bad for you. But all the rest of you jerks that voted for him and had your rates jack. I am SO VERY GLAD that you are getting what you voted for. Ha

    • I feel real sorry for you someday you will be in an old home waiting room you will pick up a magazine and find out how you where coned when folk,s print hate its hard to read truth you sir are not reading it

  3. Back in the bad ‘ol days when I started driving, if one could prove $10,000 in cash or assets, one didn’t need insurance. Of course that didn’t pan out and the states enacted mandatory liability insurance, with a lot of support from the insurance lobby. Kids, it just happened again, this time with healthcare. Not saying that folks shouldn’t have some protective coverage, but this is really just the ‘gun to the head’ approach. Believe that the insurance lobbyist were standing there drooling and wringing their hands when bammy signed-off on this crap……

  4. Some are very old and valuable, not just in currency either, but in
    sentimental value. So we came up with a
    theme for our Christmas tree, and it’s basically going to fit our personalities and be a nerd with us.
    Don’t give into the temptation to rely upon nails or
    other quick fixes to mount each Christmas light bulb on the string.

  5. And here’s a good tip: if your bag’s cleaning instructions call for air drying
    in a tumble dryer, try throwing a few tennis balls in with the sleeping bag.
    In that case you’ll probably pack your bag with lunch and various handy necessities.
    When our level of motivation is low we are a like a car without fuel.

  6. Lastly skin care and personal care products – this is where society sneaks
    in the chemicals. In general the ionic and germicidal purifiers emit little to no noise, they
    are compact in size and best of all- no filters to change.
    Being like a tower, it occupies little space keeping the floor space free.

  7. You folks do not understand that is is a front for the very rich to trick you into thinking that they should not have to pay there fair amount stop falling for this stuff read more please please please this and other posts on this site is so easy to disprove if health care was so bad then a the other country’s would be asking to have what we have . Now is the time to start reading not what you think you want to hear but real facts stop please stop falling for the folks who know how to con you you are smarter than this!

Leave a Reply

Your email address will not be published. Required fields are marked *